PayPal is currently one of the most convenient, fastest, and safest ways to send money, make an online payment, receive money, or open a merchant account.
PayPal is a platform that most Ghanaians enjoy using, and its popularity in Ghana is growing as the country’s interest in online activities and eCommerce grows.
Because PayPal is utilized by many online retailers who accept PayPal as a payment method, most customers who transact online want to register with PayPal as well to have more payment alternatives.
Although PayPal is not formally accepted in Ghana, there are legal routes to obtaining a verified PayPal account. One thing to keep in mind is that while setting a PayPal account, you need find a bank that accepts it in order for your PayPal journey to be successful.
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In this article, I’ll show you Banks In Ghana That Accept Paypal in 2022, as well as how to securely safeguard your PayPal account in Ghana.
You must have a credit, prepaid, debit, or Mastercard linked to your PayPal account for easy PayPal transactions, whether withdrawing or depositing.
The issue is that not all banks accept PayPal in Ghana, thus we need to show you which banks accept this popular payment system.
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If you want to link your PayPal account to a card or bank to use successfully, try the following banks;
- United Bank for Africa (UBA)
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- Access Bank
- First Atlantic Bank
1. United Bank for Africa (UBA)
In Ghana, the majority of PayPal users use UBA’s services to transfer and withdraw money with ease.
Their prepaid card, the UBA Africard, works flawlessly with PayPal, and you do not need a UBA bank account to get access to it, and it is issued promptly.
Most people have used the Africard because it is simple to obtain even without a bank account.
As well, the you can link your UBA account to PayPal via your MasterCard and it will work perfectly.
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How to get a UBA Africard or a bank account
- Walk to any UBA branch near you
- Speak to a Customer Service person about getting an Africard or Bank Account
- You need to have two passport sized pictures and a valid National ID with you to go through the process smoothly
- You will be given a form to fill
- After here, you will pay a fee for your Africard and it will be instantly given to you.
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2. Access Bank
To link your Access Bank account to PayPal, you must first open a savings or current bank account at a branch near you.
After you’ve established your account, apply for a debit or prepaid card.
This is also sometimes issued instantly.
You can now successfully link it to your PayPal account.
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3. First Atlantic Bank
You do not need to create an account with First Atlantic Bank to obtain a Visa prepaid card for PayPal.
All you have to do is go to your nearest Stanbic Bank location to receive a prepaid card for your PayPal transactions.
So far, these are the Ghanaian banks that have a reputation for accepting and assisting consumers with PayPal activities in Ghana 2021/2022.
What happens after you acquire your bank card?
See below for instructions on how to connect it to your PayPal account.
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How to Link your bank card to your PayPal Account
To link your account means to link your debit card or Prepaid card.
- Log in to your PayPal account
- Click on the gear icon at the top right corner
- Click on Account Settings
- Click on Money, banks and cards
- Click on Link a New Card
- Enter credit card number
- Fill in details of the card
- Click Link Card.
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The card should link, if it is a working one from any of the accepted banks
NB: You should make sure you have at least $1 to $3 in your account or card before linking your card.
I believe you are now well-versed on the Banks In Ghana That Accept Paypal in 2021/2022, how to obtain the card from the bank, and ultimately, how to link to your PayPal account.
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